A basic investing plan for those that want to manage their money in a simple, cost effective way, is summarized here. It relies on 2 low cost ETF’s from Vanguard and 2 types of CD’s purchased from a brokerage account.
Recently I looked at the impact of foreign currencies and am now considering adding a currency-hedged ETF to the portfolio either instead of or in addition to the Vanguard foreign ETF. You can see the impact and analysis here.