Portfolio Three Updated August 2017

Portfolio Three is 10 years old.  The beneficiary contributed $5000 and the trustee $10,000 for a total of $15,000.  Current value is $19,143 for a gain of $4143 or 27%, which is 4% / year across the life of the fund.  See the details here or in the links on the right.

We have added some new, central analytics to this portfolio.  There are 3 stocks that we are looking at right now for being 80% – 89% of their 52 week high…

  1. ConocoPhilips (COP) – COP is an oil and gas company with a strong dividend.  It is at risk due to continuing low oil and gas prices.  We will consider selling it now
  2. Siemens (SIEGY) – Siemens is a successful European conglomerate with a strong dividend.  The stock is not far off 5 year highs, but down about 10-15% off recent peaks.  We will likely hold onto this stock
  3. Exxon (XOM) – Exxon is a lightning-rod political stock.  They are a well run company near their 5 year lows, hit by low prices for oil and gas.  We will consider selling it, but less likely than COP (above)

Portfolio 3 Updated April 2017

Portfolio 3 is 9 1/2 years old.  The trustee contributed $5000 and the trustee $10,000 for a total of $15,000.  The current value is $17,483 for a gain of $2,483 or 16%, which is about 2.7% / year when adjusted for the timing of cash flows.  You can see the detail at the links on the right or go here.

The portfolio is generally doing well.  We will consider selling ConocoPhillips (COP) which has been selling off assets to pare down debt and reduced their dividend.  Their stock has stabilized but this may not be the best oil play.  We are also sticking with ExxonMobil (XOM) which we bought near a high because that company has proven to be well run over the last few decades.

In the new “analytics” tab you can see that this portfolio has a heavy non-US component, with 62% of stocks from non-US countries.  We have 2 of the 3 major Chinese internet companies and also 2 large Canadian banks, among others.

Portfolio Three Updated January 2017 – Tax Time

Portfolio three is our 3rd longest lived portfolio, at a bit over 9 years.  The beneficiary contributed $5000 and the trustee $10,000 for a total of $15,000.  The current value of the portfolio is $16,551 for a gain of $1551 or 10%, which works out to about 2% / year when adjusted for the timing of cash flows.  You can see the detailed spreadsheet at the link on the right or download it here.

During 2016 we had about $280 in dividends (for a yield of about 1.7%) and had long-term capital losses on our sale of WYNN and Linked In (LNKD) which was bought by Microsoft.  Most of our sales have held up pretty well except for Weibo (WB), typically called “China’s Twitter” which went up significantly from recent lows.

Portfolio Three Updated March 2016 – Tax Time

Portfolio Three is our third longest lived portfolio, at 8 1/2 years.  The beneficiary contributed $4500 and the trustee $9000 for a total of $13,500.  The current value is $12,814 for a loss of ($685) or (5%).  Adjusted for the timing of cash flows, this is (1%) a year.  The detail can be found in the links on the right or here.

This year we sold Yahoo after all the drama and bought ConocoPhillips, Alibaba and Facebook.

There are a few stocks on watch.  LinkedIn (LNKD) dropped almost half its value when it issued forward earnings guidance; since then the stock has stabilized and is on watch.  I still believe in the company although many others apparently do not.  ConocoPhillips (COP) was hit immediately by the collapse in oil prices (even though we were buying it on a dip) – this is also on watch to see how they do in this difficult environment for commodity companies.  Wynn (WYNN) is a casino company with properties in Macau China catering to heavy Chinese gamblers; the crackdown on corruption has severely dampened earnings.

For taxes in 2015, there is a net loss for the year due primarily to a fall in value of Weibo (WB) which was pummeled in the great Chinese stock market rout and we sold the stock (it since gained back some of its value).  

Of the other stocks we’ve sold in recent years they are still below the price we sold them at.

Portfolio Three After 2015 Purchases and Sales


Attached is a screen shot from Google Finance of Portfolio Three after stock sales and purchases for 2015.  New stocks are Alibaba (BABA), ConocoPhillips (COP), and Facebook (FB).  The returns by stock represent stock price appreciation not dividends so dividend stocks have a higher return than listed.

Portfolio Three Updated October 2015

Portfolio three is eight years old, with the beneficiary contributing $4500 and the trustee contributing $9000, for a total of $13,500.  The current value is $13,243 for a loss of ($256) or (1.9%), which works out to an annual return that is slightly negative (0.4%) / year.  See the details here or use the links on the right.

The portfolio has had some stocks move against us lately.  Wal-Mart (WMT), an historically strong performer, recently came out with 3 year stock guidance that showed low growth and the stock went down.  Wynn (WYNN), a gambling company with strong interests in China, was also adversely hit by the Chinese governments’ crack down on money laundering and VIP gamblers.  Exxon-Mobil (XOM), the energy giant, has gone down tied with the commodity bust.  Yahoo (YHOO) is up overall but down from recent highs and is mainly a value play on its Alibaba (BABA) stake.

We will look at selling some of these stocks as part of our 2015 new stock purchase planning.