Trust Funds For Kids

Tag: ibonds

  • Wall Street Journal Article “Why Stocks Are Riskier Than You Think” Features iBonds and An Error

    The Wall Street Journal today had an article titled “Why Stocks are Riskier Than You Think“. The article discussed a strategy using iBonds & TIPS as a partial alternative to stocks along with the use of options to limit risks of a large downswing in your stock portfolio value. While I am not here to…

  • iBonds Update December 2011

    This site has been a big fan of iBonds for several years now. Here is a link to a post I wrote in early 2010 that basically sums up the key elements of iBonds including: – very low risk – able to defer taxes indefinitely until redemption (up to 30 years). They are also exempt…

  • Interest Rates and Returns

    When I was young in the 1970’s I heard a discussion between my grandfather and my father. My grandfather was literally “grandfathered in” as a CPA; he was a practicing CPA prior to the test being a requirement to practice as a CPA so he was able to continue his work without ever taking the…

  • iBonds Revisited

    I have written about iBonds on this site in the past and wanted to re-visit them. IBonds are US government bonds and thus they are the “benchmark” for low risk debt instruments. IBonds have the following characteristics (which are well-summarized at the US Government web site here): – a “fixed” interest payment that is set…

  • iBonds… You’ll Get Nothing, and Like it (or not)

    From time to time I have posted about iBonds as an investments. iBonds are interest securities backed by the US Government that you can purchase online or at a bank (I guess, although I have never tried that). The general attraction to iBonds is that their interest rate goes up as inflation goes up –…

  • iBonds

    Recently I have been writing about investing in secure securities (i.e. where you can’t lose money, except in extremely unlikely scenarios). I focused on purchasing CD’s that are insured by the FDIC and constructing a “ladder” of varying maturities through your brokerage account. The return on these CD’s is much higher than is currently being…