Portfolio five is 8 years old. The trustee contributed $8000 and the beneficiary $4000 for a total of $12,000. The current value is $14,184 for a gain of $2,184 or 18%, which works out to 4% / year. See detail here or go to a link on the right.
We are evaluating stocks to sell prior to our summer purchases.
Tata (TTM) – Indian automaker who is down significantly. Likely sell
Spirit Airlines (SAVE) – US discount airlines that is facing more competition and headwinds. Possible sell
ConocoPhillips (COP) – integrated oil and gas company hit by falling commodity prices. Possible sell
Portfolio six is 5 years old. The beneficiary contributed $2500 and the trustee $5000 for a total of $7500. Current value is $8023 for a gain of $523 or 7%, which is 2% / year. You can see the details at the link on the right or go here.
We have new analytics on these spreadsheets. We also centrally track items like “yield” and the current description / status so we only need to updated it one time.
Tata Motors (TTM) – Indian auto company which owns Range Rover. Sell
ConocoPhillips (COP) – US oil and gas producer hit hard by oil crisis, but up from lows with decent dividend. Likely sell
Exxon Mobil (XOM) – large, well run integrated oil and gas company. A political football. May want to sell
Gilead (GILD) – Drugmaker. Keep for now, up from lows
Portfolio Three is 10 years old. The beneficiary contributed $5000 and the trustee $10,000 for a total of $15,000. Current value is $19,143 for a gain of $4143 or 27%, which is 4% / year across the life of the fund. See the details here or in the links on the right.
We have added some new, central analytics to this portfolio. There are 3 stocks that we are looking at right now for being 80% – 89% of their 52 week high…
ConocoPhilips (COP) – COP is an oil and gas company with a strong dividend. It is at risk due to continuing low oil and gas prices. We will consider selling it now
Siemens (SIEGY) – Siemens is a successful European conglomerate with a strong dividend. The stock is not far off 5 year highs, but down about 10-15% off recent peaks. We will likely hold onto this stock
Exxon (XOM) – Exxon is a lightning-rod political stock. They are a well run company near their 5 year lows, hit by low prices for oil and gas. We will consider selling it, but less likely than COP (above)
Portfolio Five is almost 5 years old. The beneficiary contributed $4000 and the trustee $8000, for a total of $12,000. The current value is $14,522, for a gain of $2522 or 21%, which is about 4.3% / year when adjusted for the timing of cash flows. Go here for details or see the link on the right of the page.
We are looking at several stocks. ConocoPhillips (COP) has been hit hard by the decline in oil prices, but has kept a modest dividend. Spirit Airlines (SAVE) has been a great stock but has come down recently. Tata Motors (TTM) provides some diversity in terms of currency and emerging markets but is down about 20% from highs. Juniper Networks (JNPR) has been doing well but long term they face risks from Amazon (AMZN) and the cloud.
Portfolio 3 is 9 1/2 years old. The trustee contributed $5000 and the trustee $10,000 for a total of $15,000. The current value is $17,483 for a gain of $2,483 or 16%, which is about 2.7% / year when adjusted for the timing of cash flows. You can see the detail at the links on the right or go here.
The portfolio is generally doing well. We will consider selling ConocoPhillips (COP) which has been selling off assets to pare down debt and reduced their dividend. Their stock has stabilized but this may not be the best oil play. We are also sticking with ExxonMobil (XOM) which we bought near a high because that company has proven to be well run over the last few decades.
In the new “analytics” tab you can see that this portfolio has a heavy non-US component, with 62% of stocks from non-US countries. We have 2 of the 3 major Chinese internet companies and also 2 large Canadian banks, among others.