Supporting and monitoring eight portfolios set up by the trustee using Google Sheets
Portfolio Three is almost 12 years old. The beneficiary contributed $6000 and the trusted $12,000 for a total of $18,000. The current value is $22,338 for a gain of $4,338 or 24%, which is 3.3% / year when adjusted for the timing of cash flows. See the details here or go to the links on the left.
We will look at selling Smart Global Holdings (SGH), Nvidia (NVDA) and Baidu (BIDU) prior to making our summer 2019 purchases.
Portfolio Two is almost 15 years old. The beneficiary contributed $7500 and the trustee $15,200 for a total of $22,700. The current value is $40,221 for a gain of $17,521 or 77%, which is 6.9% / year when adjusted for the timing of cash flows. Go here or to the link on the right for details.
Portfolio two has switched to ETF’s which mostly track the US and world wide markets. This portfolio also has $12,932 in cash, which is almost 1/3 of the portfolio.
For this portfolio, the NASDAQ biotech index (IBB) is on watch.
Portfolio One is 17 years old. The current balance is $45,725 (of which $11,087 is cash). The beneficiary contributed $2500 (net of withdrawals) and the trustee $17,000 for a total of $19,500. Thus gains are $26,048 or 134% on original investment, which is about 6.7% / year when adjusted for the timing of cash flows. Go here for details or at the link.
One item to note (it applies to all portfolios, but particularly to this one, because of its age) is the impact of dividends on long term performance. Most “simple” stock return calculations do not include dividends (they just show the rise or decrease in price over the period selected) which significantly understates the gains from stocks which pay significant dividends (especially when the dividends grow over time).
Electronic Arts (EA) and Nvidia (NVDA) are on watch for this portfolio.
As part of our investing round for the summer of 2019, we are looking at stocks to consider selling. The following stocks are on that list:
In general will look to consolidate down the total # of stocks in the portfolio and will want to re-buy from the 2019 purchase list (to come) which will also include some stocks already in the one of the 8 existing portfolios.
Portfolio Eight is three years old. The beneficiary contributed $2000 and the trustee $4000 for a total of $6000. Current value is $6359 for a gain of $359 or 6%, which is about 2.3% / year across the life of the fund. See here for details or go to the link on the right.
Some stocks are on watch:
Portfolio Seven is three years old. The beneficiary contributed $2000 and the trustee $4000 for a total of $6000. Current value is $7000 for a gain of $1000 or 17%, which is about 6.2% / year over the life of the fund. See here for details or at the link on the right.
We have some stocks on watch:
Portfolio Six is six years old. The beneficiary contributed $3500 and the trustee $7000 for a total of $10,500. The current value is $10,860 for a gain of $360 or 3%, which is about 1% / year over the life of the fund. For more details go here or to the link on the right.
We have several stocks on watch:
